Today I was reviewing the historical returns on my Fundrise investments and realized they have done pretty well since I first started in 2016. For those that don’t know, Fundrise is a leading real estate crowdfunding platform for non-accredited and accredited investors. Founded in 2012, Fundrise pioneered the eREIT asset, a private diversified real estate investment trust that lets virtually anyone invest in real estate with as little as $500. Get $50 when you sign up by clicking on my affiliate link with Fundrise.
Reviewing my account performance, I saw overall returns were around 10% a year and the annual cashflow was a bit over 6%. A 6% cash flow return on their eREITS is what a competent but non-genius landlord property investor might expect to get with actual rental property.
UPDATE:* Since I originally wrote this post Fundrise has remained strong. Returns were rather weak in 2022 but beat pretty much every other asset class with the S&P losing over 15%. Here’s an update of my returns.*
Reading this made me realize that investing in real estate this way is a much easier way to diversify into property investment than actually dealing with being a landlord. But it got me thinking that someone could semi-retire and travel the world on much less than you might think if you’re willing to do a little bit of freelancing with your free time.
How To Semi Retire on $200,000
This is just hypothetical and for entertainment purposes but I think it’s realistic and could work. Here’s how it might be done.
Living in many parts of the world, a monthly budget might look something like this:
This post contains affiliate links, if clicked may provide new accounts a $50 credit for signing up as well as give me a $50 referral bonus. Thanks in advance! And now the obligatory, I’m not a financial advisor so check with your financial advisor before making any investments in anything.